Terms & Conditions

1. Acceptance of Terms

By using the Caranto Auto Finance website, you agree to these Terms & Conditions. If you do not agree, please do not use this website or submit an application.

2. Services Provided

Caranto Auto Finance assists customers with vehicle sourcing, financing, leasing, credit applications, and related automotive services throughout Canada. Final approval is subject to lender requirements.

3. Financing Disclaimer

Submitting an application does not guarantee financing approval. All approvals, interest rates, payment terms, and lending decisions are determined solely by participating financial institutions.

4. Vehicle Availability

Vehicle availability, pricing, specifications, and promotions may change without notice. We cannot guarantee that every vehicle displayed or requested will be available.

5. Credit Applications

By submitting an application, you confirm that all information provided is accurate and complete. Providing false or misleading information may result in your application being declined.

6. Privacy & Data Protection

Your personal information is collected and protected according to our Privacy Policy. We only share information with authorized lenders and partners when required to process your request.

7. No Guarantee of Approval

Caranto Auto Finance works with multiple lenders to help obtain financing; however, approval is never guaranteed and depends on each lender’s policies and your financial profile.

8. Third-Party Lenders

Financing products are provided by independent financial institutions. Caranto Auto Finance is not responsible for decisions, policies, or actions taken by those lenders.

9. Limitation of Liability

Caranto Auto Finance is not liable for indirect, incidental, or consequential damages resulting from the use of this website or financing services.

10. Changes to These Terms

These Terms & Conditions may be updated without prior notice. Continued use of the website constitutes acceptance of the revised terms.

11. Contact Information

For questions regarding these Terms & Conditions, please contact:

Email: info@caranto.ca

Website: www.caranto.ca

12. Effective Date

Effective Date: July 2026