Terms & Conditions
Effective date: September 4, 2026
These Terms & Conditions (“Terms”) govern your use of the Caranto Auto Finance website and application services. By using the website or submitting an application, you agree to these Terms. If you do not agree, do not use the website or submit information.
1. Our Services
Caranto Auto Finance helps customers explore vehicle sourcing, financing, leasing, and related automotive options in Canada. We may connect applicants with participating dealerships, lenders, financial institutions, and service providers.
Caranto does not guarantee approval, a particular interest rate, payment amount, vehicle, or financing term. Final credit decisions and product terms are determined by the participating lender.
2. Application Information and Consent
You agree to provide information that is accurate, current, and complete. You authorize Caranto and the parties identified in the application consent to use the information for reviewing and processing your request.
3. Contact Regarding Your Request
If you give consent, Caranto and its authorized dealers, lenders, and service providers may contact you by phone, email, or text solely regarding your application or related request. You may withdraw consent to optional communications by contacting us, subject to legal or contractual restrictions.
4. Financing and Credit Decisions
Submitting an application is a request for review and does not create a loan, lease, or approval. A lender may require additional information, identity verification, consent, or documentation before making a decision. Rates, fees, payments, terms, and conditions may vary by applicant and lender.
5. Vehicles, Prices, and Inventory
Vehicle availability, condition, mileage, features, photographs, specifications, pricing, taxes, fees, and promotions may change or contain errors. Please confirm all material details with the selling dealership before making a decision. Unless expressly stated, website content is not a binding offer.
6. Third-Party Services and Links
Participating lenders, dealerships, and other third parties are independent. Their products, decisions, websites, terms, and privacy practices are their responsibility. Links to third-party websites are provided for convenience and do not imply endorsement.
7. Acceptable Use
You may not misuse the website, attempt unauthorized access, interfere with its operation, submit unlawful or misleading information, or use its content in a way that violates applicable law or the rights of others.
8. Website Availability and Content
We try to keep website information accurate and the service available, but we do not promise that the website will always be uninterrupted, error-free, secure, or current. We may correct content, suspend features, or change services without notice.
9. Intellectual Property
Unless otherwise stated, the Caranto name, branding, website design, and original content are owned by or licensed to Caranto Auto Finance. You may not copy or commercially reuse them without permission, except as permitted by law.
10. Disclaimer and Limitation of Liability
To the extent permitted by applicable law, the website and its content are provided on an “as available” basis. Caranto is not liable for indirect, incidental, special, or consequential loss arising from use of the website, reliance on its content, or decisions made by independent third parties. Nothing in these Terms excludes rights or remedies that cannot legally be excluded.
11. Privacy
Our collection, use, disclosure, retention, and protection of personal information are described in our Privacy Policy: https://www.caranto.ca/privacy-policy
12. Changes to These Terms
We may update these Terms to reflect changes in our services or legal obligations. The revised Terms will be posted on this page with a new effective date. Continued use after an update means you accept the revised Terms.
13. Contact
Caranto Auto Finance
Email: info@caranto.ca
Website: caranto.ca